Committed to your needs
Welcome to our Website!
Founded on July 16,2000 Mortgage Lending Solutions is owned and operated locally by Robert O'Connor and Chris Wagner. We have worked in the mortgage industry for a combined 36 years, helping customers achieve their financial goals. We work almost exclusively " By Referral Only " which allows us to focus on providing the best service possible, with the utmost integrity for all our customers. We feel that our current customers, bank and realtor partners offer the strongest and most rewarding source of referrals. They continue to share their positive experiences from working with us with their friends, family and clients. If you are considering buying or building a home, wanting to consolidate bills, do home improvements or refinance your current home, please consider our services. Welcome to the MLS family !
From the comfort of your own home, you can find out how much house you prequalify for, apply online and begin to gather the documents you'll need to get your loan approved. It's that easy!
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We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation.
Apply online today for a no-cost, no-obligation pre-approval!
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Mortgage Lending Solutions
900 Pennsylvania Ave
Monaca, PA 15061
Office Phone: (724)774-9464 Fax: (724)774-1869
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
MBS OPEN: Range Trade with a Chance of Chopatility - 3 hours ago
Posted To: MBS CommentaryGood Morning. An essentially empty econ calendar made it easy for rates traders to price in a pre-auction concession last week. The corresponding effect was higher benchmark yields and steeper yield curve (more expensive funding for TSY too!). However, healthy demand was seen taking down the debt and the pre-auction concession was pretty much price back out of the curve...leaving us almost flat on the week. Below is the week over week for the 3.625% coupon bearing 10 year note. On Monday morning, 10s were yielding 3.696%, moved as high as 3.779% over the course of the week, then fell back to 3.703% by Friday afternoon. Status quo was restored after the auctions. On Friday afternoon, the FN 4.0 was +0-01 at 97-28 yielding 4.208% and the FN 4.5 was +0-00 at 100-28 yielding 4.402%. The secondary...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
The Week Ahead: FOMC Meeting, Housing Data, Inflation, Industrial Production - 3 hours ago
Posted To: MND NewsWireEquity markets are mostly lower across the globe Monday, leading US stocks to open sharply lower ahead of a moderately busy schedule. Two hours before the bell sounds, Dow futures are off 30 points to 10,543 and S&P 500 futures are down 4.50 points to 1,142.00. Commodity prices are mixed as WTI crude oil is trading down 58 cents to $80.66 per barrel but Spot Gold prices are up $2.37 to $1,104.27. Key Events This Week: Monday: 8:30 ? The Empire State Manufacturing Index is expected to expand for the eighth consecutive month in March. The consensus expects the index to fall 3 points to 22.0 in March, reflecting strong growth overall in the region. Economists from Nomura worry that the strong figures in February may not have been wholly accurate due to the early timing of the release. “Most...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Harmony Of The Trends And The Whole Day Explained In One Chart - 2 days ago
Posted To: MBS Commentary(A bit long, but another worthwhile closing post to read... with some not-often-phrased-in-such-a-way explanations. I enjoyed writing it at least. Let me know what you think.) You know the "stock lever?" If not, that's the term we use to describe the common occurrence of stock prices and bond prices moving in opposite directions. Doesn't happen all the time, but in a general sense, sure. Last night we talked about both stock and bond markets closing at some pretty long term "on the fence levels" and so it was a reasonable assumption that it was up to retail sales and whatever else Friday could muster to convince stocks to go one way and bonds to go the other. I didn't have the minerals to offer a solid prediction, but simply that it could be a big day either...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Higher After Retail Sales Data. Floating into Monday - 2 days ago
Posted To: Mortgage Rate WatchWhile benchmark Treasury yields moved slowly higher throughout the course of the week as our government auctioned debt to raise spending money, mortgage-backed securities managed to maintain a pretty consistent price range. After all was said and done and the auctions were behind us, mortgage rates were left basically unharmed, near the best levels of 2010. There was one more test to pass though: RETAIL SALES DATA. The Commerce Department released Retail Sales data at 8:30 am eastern this morning This report shows the monthly change in the total receipts at retail stores. Since consumer spending accounts for a large majority of GDP, market participants track retail sales to gauge economic growth. Last month’s report posted a 0.5% increase, a notable improvement from December’s disappointing...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
What Did Top Performing Mortgage Bankers Earn in 2009? - 2 days ago
Posted To: The Garrett Watts ReportAudited financials are starting to come in, and they’re confirming what we saw all year. Top performing mortgage bankers made 90-100 bps per loan. That means, for every $100 million you closed, you should have (and could have) earned $900,000 to $1 million. If you didn’t make this much, you need to look carefully at why you didn’t. Or call us for a FOCIS-plus diagnostic to see what you can do to boost earnings per loan. The top quintile of companies we worked with over the year made over 100 bps per loan, with the top performer making 121 bps. For every $100 million they closed, they made $1.21 million. What most mortgage company Boards are somewhat clueless about is their earnings broken down into bps per loan. We see companies that did, say, $1 billion last year and earned...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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